Rhode Island Trust Company Routing Number
Oxford, RI
ABA Routing Number
012974858
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Bank Name
- Rhode Island Trust Company
- SWIFT Code
- Address
- 3219 Main St, Oxford, RI 12378
- Phone
- 800-424-5167
How to Use This Routing Number
The routing number 012974858 identifies Rhode Island Trust Company for electronic transactions. You will need this number to:
- Set up direct deposit with your employer
- Receive wire transfers from other banks
- Pay bills online via ACH transfer
- Link external accounts to your Rhode Island Trust Company account
Wire Transfer vs ACH
For domestic wire transfers, use routing number 012974858. For international transfers, you will also need the SWIFT code .
ACH transfers (for payroll, bills, etc.) typically use the same routing number but may take 1-3 business days to process, while wire transfers are same-day.