Rhode Island Trust Company Routing Number
Oxford, RI
ABA Routing Number
012974858
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Bank Name
- Rhode Island Trust Company
- SWIFT Code
- Address
- 3219 Main St, Oxford, RI 12378
- Phone
- 800-424-5167
How to Use This Routing Number
The routing number 012974858 identifies Rhode Island Trust Company for electronic transactions. You will need this number to:
Direct Deposit
Set up automatic payroll deposits with your employer
Wire Transfers
Receive domestic wire transfers from other banks
ACH Bill Pay
Pay bills online via automated clearing house
Link Accounts
Connect external accounts to your Rhode Island Trust Company account
Wire Transfer vs ACH
Wire Transfer
Routing #: 012974858
Speed: Same Day ⚡
Best for: Large amounts, urgent
ACH Transfer
Routing #: 012974858
Speed: 1-3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
💡
Tip: For international transfers to Rhode Island Trust Company, you'll need both the routing number 012974858 and SWIFT code N/A.