Massachusetts Credit Union Routing Number
Franklin, MA
ABA Routing Number
016742232
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Bank Name
- Massachusetts Credit Union
- SWIFT Code
- Address
- 1419 Main St, Franklin, MA 63389
- Phone
- 800-116-4167
How to Use This Routing Number
The routing number 016742232 identifies Massachusetts Credit Union for electronic transactions. You will need this number to:
- Set up direct deposit with your employer
- Receive wire transfers from other banks
- Pay bills online via ACH transfer
- Link external accounts to your Massachusetts Credit Union account
Wire Transfer vs ACH
For domestic wire transfers, use routing number 016742232. For international transfers, you will also need the SWIFT code .
ACH transfers (for payroll, bills, etc.) typically use the same routing number but may take 1-3 business days to process, while wire transfers are same-day.