Massachusetts Credit Union Routing Number
Franklin, MA
ABA Routing Number
016742232
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Bank Name
- Massachusetts Credit Union
- SWIFT Code
- Address
- 1419 Main St, Franklin, MA 63389
- Phone
- 800-116-4167
How to Use This Routing Number
The routing number 016742232 identifies Massachusetts Credit Union for electronic transactions. You will need this number to:
Direct Deposit
Set up automatic payroll deposits with your employer
Wire Transfers
Receive domestic wire transfers from other banks
ACH Bill Pay
Pay bills online via automated clearing house
Link Accounts
Connect external accounts to your Massachusetts Credit Union account
Wire Transfer vs ACH
Wire Transfer
Routing #: 016742232
Speed: Same Day ⚡
Best for: Large amounts, urgent
ACH Transfer
Routing #: 016742232
Speed: 1-3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
💡
Tip: For international transfers to Massachusetts Credit Union, you'll need both the routing number 016742232 and SWIFT code N/A.