USBankCodes

Rhode Island Credit Union Routing Number

Madison, RI

ABA Routing Number
016827096
Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name
Rhode Island Credit Union
SWIFT Code
Address
9538 Main St, Madison, RI 51071
Phone
800-338-3293

How to Use This Routing Number

The routing number 016827096 identifies Rhode Island Credit Union for electronic transactions. You will need this number to:

Direct Deposit

Set up automatic payroll deposits with your employer

Wire Transfers

Receive domestic wire transfers from other banks

ACH Bill Pay

Pay bills online via automated clearing house

Link Accounts

Connect external accounts to your Rhode Island Credit Union account

Wire Transfer vs ACH

Wire Transfer

Routing #: 016827096
Speed: Same Day ⚡
Best for: Large amounts, urgent

ACH Transfer

Routing #: 016827096
Speed: 1-3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
💡

Tip: For international transfers to Rhode Island Credit Union, you'll need both the routing number 016827096 and SWIFT code N/A.