Rhode Island Credit Union Routing Number
Madison, RI
ABA Routing Number
016827096
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Bank Name
- Rhode Island Credit Union
- SWIFT Code
- Address
- 9538 Main St, Madison, RI 51071
- Phone
- 800-338-3293
How to Use This Routing Number
The routing number 016827096 identifies Rhode Island Credit Union for electronic transactions. You will need this number to:
- Set up direct deposit with your employer
- Receive wire transfers from other banks
- Pay bills online via ACH transfer
- Link external accounts to your Rhode Island Credit Union account
Wire Transfer vs ACH
For domestic wire transfers, use routing number 016827096. For international transfers, you will also need the SWIFT code .
ACH transfers (for payroll, bills, etc.) typically use the same routing number but may take 1-3 business days to process, while wire transfers are same-day.