USBankCodes

Massachusetts Federal Credit Union Routing Number

Springfield, MA

ABA Routing Number
018497096
Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name
Massachusetts Federal Credit Union
SWIFT Code
Address
7886 Main St, Springfield, MA 12620
Phone
800-247-8644

How to Use This Routing Number

The routing number 018497096 identifies Massachusetts Federal Credit Union for electronic transactions. You will need this number to:

  • Set up direct deposit with your employer
  • Receive wire transfers from other banks
  • Pay bills online via ACH transfer
  • Link external accounts to your Massachusetts Federal Credit Union account

Wire Transfer vs ACH

For domestic wire transfers, use routing number 018497096. For international transfers, you will also need the SWIFT code .

ACH transfers (for payroll, bills, etc.) typically use the same routing number but may take 1-3 business days to process, while wire transfers are same-day.