Citibank Routing Number 021000089
ACH & direct deposit for New York accounts; also Citibank's domestic wire routing number for all states
ABA Routing Number
021000089
Wire Transfers
Direct Deposits
ACH Payments
Note: Citibank uses different ACH routing numbers in some states. Most newer accounts use 021000089 — verify in the Citi app.
Bank Details
- Institution
- Citibank, N.A.
- Headquarters
- New York, NY
- Used for accounts opened in
- New York
- SWIFT Code (international wires)
- CITIUS33
- Customer Service
- 800-374-9700
- Official Website
- citi.com
How to Use This Routing Number
The routing number 021000089 identifies Citibank, N.A. for electronic transactions. Typical uses:
Direct Deposit
Set up payroll deposits with your employer
Wire Transfers
Receive domestic wire transfers
ACH Bill Pay
Pay bills online via automated clearing house
Link Accounts
Connect external accounts and payment apps
⚠️ Always verify before sending money
Routing numbers depend on where your account was opened and on the transaction type (ACH vs. wire). Before moving money, confirm the number in one of these places:
- Your Citibank mobile app or online banking (account details)
- The bottom-left corner of your checks
- The official website: Citibank routing number page
- Customer service: 800-374-9700
Wire Transfer vs ACH
Wire Transfer
Speed: Same day
Cost: Usually $15–$35
Best for: Large amounts, urgent
ACH Transfer
Speed: 1–3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
Read more in our Wire vs ACH guide.