USBankCodes

Discover Bank Routing Number

New Castle, DE

ABA Routing Number
031100649
Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name
Discover Bank
SWIFT Code
Address
12 Reads Way, New Castle, DE 19720
Phone
800-628-1573

How to Use This Routing Number

The routing number 031100649 identifies Discover Bank for electronic transactions. You will need this number to:

Direct Deposit

Set up automatic payroll deposits with your employer

Wire Transfers

Receive domestic wire transfers from other banks

ACH Bill Pay

Pay bills online via automated clearing house

Link Accounts

Connect external accounts to your Discover Bank account

Wire Transfer vs ACH

Wire Transfer

Routing #: 031100649
Speed: Same Day ⚡
Best for: Large amounts, urgent

ACH Transfer

Routing #: 031100649
Speed: 1-3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
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Tip: For international transfers to Discover Bank, you'll need both the routing number 031100649 and SWIFT code N/A.