USBankCodes

Discover Bank Routing Number

Greenwood, DE

ABA Routing Number
031201360
Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name
Discover Bank
SWIFT Code
DISCUS41
Address
5299 Financial District Blvd, Greenwood, DE 19950
Phone
800-347-2683

How to Use This Routing Number

The routing number 031201360 identifies Discover Bank for electronic transactions. You will need this number to:

Direct Deposit

Set up automatic payroll deposits with your employer

Wire Transfers

Receive domestic wire transfers from other banks

ACH Bill Pay

Pay bills online via automated clearing house

Link Accounts

Connect external accounts to your Discover Bank account

Wire Transfer vs ACH

Wire Transfer

Routing #: 031201360
SWIFT Code: DISCUS41
Speed: Same Day ⚡
Best for: Large amounts, urgent

ACH Transfer

Routing #: 031201360
Speed: 1-3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
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Tip: For international transfers to Discover Bank, you'll need both the routing number 031201360 and SWIFT code DISCUS41.