USBankCodes

Discover Bank Routing Number

Greenwood, DE

ABA Routing Number
031201360
Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name
Discover Bank
SWIFT Code
DISCUS41
Address
5299 Financial District Blvd, Greenwood, DE 19950
Phone
800-347-2683

How to Use This Routing Number

The routing number 031201360 identifies Discover Bank for electronic transactions. You will need this number to:

  • Set up direct deposit with your employer
  • Receive wire transfers from other banks
  • Pay bills online via ACH transfer
  • Link external accounts to your Discover Bank account

Wire Transfer vs ACH

For domestic wire transfers, use routing number 031201360. For international transfers, you will also need the SWIFT code DISCUS41.

ACH transfers (for payroll, bills, etc.) typically use the same routing number but may take 1-3 business days to process, while wire transfers are same-day.