What is Michigan Credit Union's routing number?

The routing number for Michigan Credit Union in Springfield, MI is 074062313. This 9-digit ABA number is used for wire transfers, direct deposits, and ACH payments.

Is 074062313 the correct routing number for wire transfers?

Yes, 074062313 can be used for domestic wire transfers to Michigan Credit Union. For international wire transfers, you may also need the bank's SWIFT code.

Where is Michigan Credit Union located?

Michigan Credit Union is located at 6743 Main St, Springfield, MI 71388.

Michigan Credit Union Routing Number

Springfield, MI

ABA Routing Number

074062313

Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name: Michigan Credit Union
SWIFT Code
Address: 6743 Main St, Springfield, MI 71388
Phone: 800-982-2102

How to Use This Routing Number

The routing number 074062313 identifies Michigan Credit Union for electronic transactions. You will need this number to:

Direct Deposit

Set up automatic payroll deposits with your employer

Wire Transfers

Receive domestic wire transfers from other banks

ACH Bill Pay

Pay bills online via automated clearing house

Link Accounts

Connect external accounts to your Michigan Credit Union account

Wire Transfer vs ACH

Wire Transfer

Routing #: 074062313

Speed: Same Day ⚡

Best for: Large amounts, urgent

ACH Transfer

Routing #: 074062313

Speed: 1-3 business days

Cost: Free or low cost

Best for: Payroll, bills, routine

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Tip: For international transfers to Michigan Credit Union, you'll need both the routing number 074062313 and SWIFT code N/A.