Michigan Federal Credit Union Routing Number
Ashland, MI
ABA Routing Number
074194814
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Bank Name
- Michigan Federal Credit Union
- SWIFT Code
- Address
- 1990 Main St, Ashland, MI 58050
- Phone
- 800-490-5239
How to Use This Routing Number
The routing number 074194814 identifies Michigan Federal Credit Union for electronic transactions. You will need this number to:
Direct Deposit
Set up automatic payroll deposits with your employer
Wire Transfers
Receive domestic wire transfers from other banks
ACH Bill Pay
Pay bills online via automated clearing house
Link Accounts
Connect external accounts to your Michigan Federal Credit Union account
Wire Transfer vs ACH
Wire Transfer
Routing #: 074194814
Speed: Same Day ⚡
Best for: Large amounts, urgent
ACH Transfer
Routing #: 074194814
Speed: 1-3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
💡
Tip: For international transfers to Michigan Federal Credit Union, you'll need both the routing number 074194814 and SWIFT code N/A.