Michigan Federal Credit Union Routing Number
Ashland, MI
ABA Routing Number
074391228
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Bank Name
- Michigan Federal Credit Union
- SWIFT Code
- Address
- 1979 Main St, Ashland, MI 27131
- Phone
- 800-691-5007
How to Use This Routing Number
The routing number 074391228 identifies Michigan Federal Credit Union for electronic transactions. You will need this number to:
- Set up direct deposit with your employer
- Receive wire transfers from other banks
- Pay bills online via ACH transfer
- Link external accounts to your Michigan Federal Credit Union account
Wire Transfer vs ACH
For domestic wire transfers, use routing number 074391228. For international transfers, you will also need the SWIFT code .
ACH transfers (for payroll, bills, etc.) typically use the same routing number but may take 1-3 business days to process, while wire transfers are same-day.