USBankCodes

Iowa Federal Credit Union Routing Number

Dayton, IA

ABA Routing Number
078546984
Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name
Iowa Federal Credit Union
SWIFT Code
Address
3674 Main St, Dayton, IA 76804
Phone
800-227-4173

How to Use This Routing Number

The routing number 078546984 identifies Iowa Federal Credit Union for electronic transactions. You will need this number to:

  • Set up direct deposit with your employer
  • Receive wire transfers from other banks
  • Pay bills online via ACH transfer
  • Link external accounts to your Iowa Federal Credit Union account

Wire Transfer vs ACH

For domestic wire transfers, use routing number 078546984. For international transfers, you will also need the SWIFT code .

ACH transfers (for payroll, bills, etc.) typically use the same routing number but may take 1-3 business days to process, while wire transfers are same-day.