What is Minnesota Credit Union's routing number?

The routing number for Minnesota Credit Union in Oxford, MN is 097945847. This 9-digit ABA number is used for wire transfers, direct deposits, and ACH payments.

Is 097945847 the correct routing number for wire transfers?

Yes, 097945847 can be used for domestic wire transfers to Minnesota Credit Union. For international wire transfers, you may also need the bank's SWIFT code.

Where is Minnesota Credit Union located?

Minnesota Credit Union is located at 5337 Main St, Oxford, MN 48698.

Minnesota Credit Union Routing Number

Oxford, MN

ABA Routing Number

097945847

Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name: Minnesota Credit Union
SWIFT Code
Address: 5337 Main St, Oxford, MN 48698
Phone: 800-239-6271

How to Use This Routing Number

The routing number 097945847 identifies Minnesota Credit Union for electronic transactions. You will need this number to:

Direct Deposit

Set up automatic payroll deposits with your employer

Wire Transfers

Receive domestic wire transfers from other banks

ACH Bill Pay

Pay bills online via automated clearing house

Link Accounts

Connect external accounts to your Minnesota Credit Union account

Wire Transfer vs ACH

Wire Transfer

Routing #: 097945847

Speed: Same Day ⚡

Best for: Large amounts, urgent

ACH Transfer

Routing #: 097945847

Speed: 1-3 business days

Cost: Free or low cost

Best for: Payroll, bills, routine

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Tip: For international transfers to Minnesota Credit Union, you'll need both the routing number 097945847 and SWIFT code N/A.