What is Synchrony Bank's routing number?

The routing number for Synchrony Bank in Draper, UT is 124301689. This 9-digit ABA number is used for wire transfers, direct deposits, and ACH payments.

Is 124301689 the correct routing number for wire transfers?

Yes, 124301689 can be used for domestic wire transfers to Synchrony Bank. For international wire transfers, you may also need the bank's SWIFT code.

Where is Synchrony Bank located?

Synchrony Bank is located at 2799 Financial District Blvd, Draper, UT 84020.

Synchrony Bank Routing Number

Draper, UT

ABA Routing Number

124301689

Wire Transfers Direct Deposits ACH Payments

Bank Details

Bank Name: Synchrony Bank
SWIFT Code: SYNCUS42
Address: 2799 Financial District Blvd, Draper, UT 84020
Phone: 866-226-5638

How to Use This Routing Number

The routing number 124301689 identifies Synchrony Bank for electronic transactions. You will need this number to:

Direct Deposit

Set up automatic payroll deposits with your employer

Wire Transfers

Receive domestic wire transfers from other banks

ACH Bill Pay

Pay bills online via automated clearing house

Link Accounts

Connect external accounts to your Synchrony Bank account

Wire Transfer vs ACH

Wire Transfer

Routing #: 124301689

SWIFT Code: SYNCUS42

Speed: Same Day ⚡

Best for: Large amounts, urgent

ACH Transfer

Routing #: 124301689

Speed: 1-3 business days

Cost: Free or low cost

Best for: Payroll, bills, routine

💡

Tip: For international transfers to Synchrony Bank, you'll need both the routing number 124301689 and SWIFT code SYNCUS42.