USAA Federal Savings Bank Routing Number 314074269
All USAA accounts nationwide — ACH, direct deposit & wires
ABA Routing Number
314074269
Wire Transfers
Direct Deposits
ACH Payments
Bank Details
- Institution
- USAA Federal Savings Bank
- Headquarters
- San Antonio, TX
- Used for accounts opened in
- Texas
- SWIFT Code (international wires)
- —
- Customer Service
- 800-531-8722
- Official Website
- usaa.com
How to Use This Routing Number
The routing number 314074269 identifies USAA Federal Savings Bank for electronic transactions. Typical uses:
Direct Deposit
Set up payroll deposits with your employer
Wire Transfers
Receive domestic wire transfers
ACH Bill Pay
Pay bills online via automated clearing house
Link Accounts
Connect external accounts and payment apps
⚠️ Always verify before sending money
Routing numbers depend on where your account was opened and on the transaction type (ACH vs. wire). Before moving money, confirm the number in one of these places:
- Your USAA Federal Savings Bank mobile app or online banking (account details)
- The bottom-left corner of your checks
- The official website: USAA Federal Savings Bank routing number page
- Customer service: 800-531-8722
Wire Transfer vs ACH
Wire Transfer
Speed: Same day
Cost: Usually $15–$35
Best for: Large amounts, urgent
ACH Transfer
Speed: 1–3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
Read more in our Wire vs ACH guide.